
American-Amicable Group, headquartered in Waco, Texas, has been serving individuals and families since 1910. Known for its strong legacy and customer-focused approach, the company offers a wide range of life insurance products tailored to meet the needs of middle-income Americans.
American-Amicable specializes in simplified issue whole life, term life, and final expense insurance, making it an attractive option for clients seeking fast, accessible coverage without medical exams or lengthy approval processes. Their policies are often chosen by seniors, working-class families, and those looking for reliable end-of-life planning solutions.
Finding the right policy from a top-rated provider like American Amicable Group is simple with help from Fuego Financial.
Get your personalized quote today and protect what matters most.
American-Amicable Group, which includes entities like American-Amicable Life Insurance Company of Texas and subsidiaries such as Pioneer Security Life, holds an A (Excellent) Financial Strength Rating from A.M. Best. This marks it as one of the top-tier rated insurers—highlighting strong capitalization, consistent operating performance, and a high-quality investment portfolio and risk management strategy.
While A.M. Best’s upgrade from B++ to A- was initially reported in 2010, multiple independent sources now confirm American-Amicable has maintained its A rating into 2025, affirming its continued financial strength and reliability.
Scores updated August 2025
- What products for American Amicable Group?
American Amicable is a strong choice for individuals and families who value straightforward, affordable life insurance from a company with a proven track record. Known for its simplified underwriting and quick approval process, American Amicable is especially well-suited for clients seeking final expense coverage, term life insurance, or whole life policies without the hassle of medical exams.
It’s ideal for seniors, working-class families, and individuals with moderate health concerns who still want quality protection. With competitive premiums, flexible coverage options, and a legacy dating back over a century, American Amicable provides accessible solutions for people who need reliable insurance that fits both their needs and their budget.
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Like many life insurance providers, Transamerica may require a brief medical exam as part of the application process. While it might sound overwhelming, the exam is typically quick and straightforward—often taking less than an hour—and can be completed at your convenience, whether at home, at work, or at a local exam center.

At Fuego Financial, we partner with some of the most reputable life insurance providers in the country—like American Amicable—to give you access to top-tier coverage options.
In just minutes, we’ll compare policies and pricing to help match you with the right plan, the right insurer, and the right rate for your needs.
We’ve partnered with top-rated life insurance providers known for offering competitive rates across a wide range of health profiles—from individuals in great health to those with specific medical conditions or lifestyle factors.
Our team can guide you in finding the right coverage and the best-fit insurance carrier for you and your family’s unique needs.
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